We recommend that if you do choose to work with LBS Financial, you also get some outside assistance by calling the Housing and Urban Development (HUD) certified counseling department at 800.569.4287. Foreclosure can be available for Members who can’t afford the loan but have no other options.Deed-in-Lieu may be available for Members who do not wish to remain in their house but can’t sell the house. Short Sale sells the house for less than the amount owed on the loan.For qualifying Members, the interest will be capitalized, the loan term will be extended, and the interest rate might be lowered. Loan Modification allows Members to remain in their residence by modifying the loan payment.Options that might be available from LBS Financial include: LBS Financial might be able to work with your financial situation. Teen Savings & Checking Account (Age 13-17).
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